Evaluating the economic behavior of administrative and financial employees: an integrated analysis with HAT and AHP tests

Authors

DOI:

https://doi.org/10.62452/fpy9dc28

Keywords:

Economic behavior, financial profile, business management, decision making

Abstract

This study aims to evaluate the economic behavior of employees in the Metropolitan District of Quito using a quantitative approach and a cross-sectional design. The Test HAT was administered to assess dimensions such as consumption and savings habits, risk propensity, and analytical capacity, which were subsequently integrated with the AHP method to weight criteria and classify participants into three profiles: conservative, moderate, and risky. The results revealed that most staff exhibit a conservative profile associated with a high aversion to risk, with significant differences observed across demographic variables. The findings provide a basis for improving personal and professional financial management within organizations.

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Author Biographies

  • María Cristina Albán-Montalvo, Universidad Regional Autónoma de Los Andes, Santo Domingo. Ecuador.

     

     

  • Beatriz Elizabeth Ramírez-Rodríguez, Universidad Regional Autónoma de Los Andes, Puyo. Ecuador.

     

     

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Published

2025-03-26

How to Cite

Naranjo-Armijo, F. G. ., Albán-Montalvo, M. C. ., & Ramírez-Rodríguez, B. E. . (2025). Evaluating the economic behavior of administrative and financial employees: an integrated analysis with HAT and AHP tests. Revista Metropolitana De Ciencias Aplicadas, 8(S1), 43-51. https://doi.org/10.62452/fpy9dc28